虽然除非你有紧急或紧急的资金需求,否则个人贷款是不可取的,但如果你真的想选择,最好分析哪家银行能给你最低的利率。阿拉哈巴德银行提供最实惠的利率为8.40-12.90%,还收取贷款金额1.06%的手续费。但即使在我们列出的前15家银行中,银团银行提供的最高利率也高达11.25-13.65%,附加手续费为0.50%。在你做决定之前,先看一下以最佳利率提供的个人贷款清单。
相比线上全流程业务的开展,这条要求将把网络小贷公司推向一个十字路口:未来只能在注册地所在的省内开展业务,如果想要跨省开展业务,就要通过国务院银行业监督管理机构的批准。
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